Government scheme eligibility guides
75 bilingual guides with eligibility rules, documents, official sources and a free eligibility check.
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PF Withdrawal Online 2026: Full & Partial EPF Claim with UAN (Form 19, 10C, 31)
If you have left a job or need money for a specific purpose, you can withdraw your Employees' Provident Fund (EPF) online from home using your UAN on the EPFO member portal or the UMANG app. Full withdrawal is allowed after two months of unemployment or on retirement at 58; after one month without a job you can take out 75% of the balance. For needs like a house, medical treatment or a child's education or marriage, partial advances are allowed while you are still working. The claim is filed online with an OTP sent to your Aadhaar-linked mobile, and most verified claims are settled directly into your bank account within days.
OBC Non-Creamy Layer (NCL) Certificate 2026: ₹8 Lakh Rule, Central Format & How to Apply
An OBC caste certificate alone is not enough for OBC reservation. Central jobs and central institutions also need proof that you are not in the 'creamy layer' — the better-off section of OBC families. That proof is the OBC Non-Creamy Layer (NCL) certificate, issued by the tehsildar/SDM. Under the Central government rule the family income limit is ₹8 lakh a year, and salary and agricultural income of parents are not counted in that test. For central recruitment (SSC, railway, banks) and central admissions you need the certificate in the central (Government of India) format, and your caste must be in the Central OBC list.
UDID Card & Disability Certificate 2026: Apply Online, 40% Rule, Documents & Status
The UDID (Unique Disability ID) card is a single national ID for persons with disabilities. When you apply on swavlambancard.gov.in, the district medical authority assesses you and issues both an online disability certificate and a UDID card. The Rights of Persons with Disabilities (RPwD) Act, 2016 recognises 21 types of disability. Most reservations and many schemes need 'benchmark disability', which means at least 40% disability as assessed by the medical board. Applying is free, and you can do it from a phone or a CSC.
Voter ID Correction Online 2026: Form 8 for Name, Age, Photo & Address (Step-by-Step)
A spelling mistake in your name, a wrong age or an old photo on the voter ID card can create trouble when you use it as identity proof or at the polling booth. The Election Commission lets you fix all of this online, for free, using Form 8 on the Voters' Service Portal (voters.eci.gov.in) or the Voter Helpline app. The same Form 8 is also used when you shift your home, need a replacement card, or want to be marked as a person with disability. After a Booth Level Officer (BLO) verifies the change, the Electoral Registration Officer (ERO) approves it and a corrected EPIC card is sent to you. You can also download the e-EPIC.
Marriage Certificate Online Apply 2026: Documents, Witnesses, Fees & Step-by-Step Process
A marriage certificate is the official proof that your marriage is registered with the government. You need it for a passport in the spouse's name, a spouse visa, bank and insurance nominee claims, changing the wife's surname in documents, and many state schemes for married women. In 2006 the Supreme Court (Seema v. Ashwani Kumar) directed that marriages of all citizens should be registered, and most states have made rules for it. Today most states let you fill the form online on their registration or e-district portal, book a date, and then visit the registrar once with your witnesses for verification and signature.
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Driving Licence Status Check 2026: Sarathi Application Number Steps & Status Meanings
If you applied for a learner's licence, a new driving licence, a renewal or a duplicate licence through Sarathi, you can track it yourself with the application number printed on your acknowledgement and your date of birth. Parivahan's own FAQ gives the route: open Sarathi, select your state, then choose Application Status. This guide explains what to keep ready, how to read the stage shown, and when to contact your RTO instead of filing a fresh application. Menus and timelines differ by state, so always follow what your state's Sarathi page shows.
DigiLocker Migration Certificate Download: CBSE Steps & Missing Document Fixes (2026)
If an admission form asks for a migration certificate, first check DigiLocker's Issued Documents rather than uploading a scan yourself. CBSE's academic repository provides digital migration certificates, alongside marksheets and passing certificates. This guide explains the CBSE account-confirmation route, what to do when the certificate is missing, and how to distinguish an issuer-provided record from your own uploaded file. It does not promise that every board, examination year or college uses the same process.
PF Withdrawal Online 2026: Full & Partial EPF Claim with UAN (Form 19, 10C, 31)
If you have left a job or need money for a specific purpose, you can withdraw your Employees' Provident Fund (EPF) online from home using your UAN on the EPFO member portal or the UMANG app. Full withdrawal is allowed after two months of unemployment or on retirement at 58; after one month without a job you can take out 75% of the balance. For needs like a house, medical treatment or a child's education or marriage, partial advances are allowed while you are still working. The claim is filed online with an OTP sent to your Aadhaar-linked mobile, and most verified claims are settled directly into your bank account within days.
OBC Non-Creamy Layer (NCL) Certificate 2026: ₹8 Lakh Rule, Central Format & How to Apply
An OBC caste certificate alone is not enough for OBC reservation. Central jobs and central institutions also need proof that you are not in the 'creamy layer' — the better-off section of OBC families. That proof is the OBC Non-Creamy Layer (NCL) certificate, issued by the tehsildar/SDM. Under the Central government rule the family income limit is ₹8 lakh a year, and salary and agricultural income of parents are not counted in that test. For central recruitment (SSC, railway, banks) and central admissions you need the certificate in the central (Government of India) format, and your caste must be in the Central OBC list.
UDID Card & Disability Certificate 2026: Apply Online, 40% Rule, Documents & Status
The UDID (Unique Disability ID) card is a single national ID for persons with disabilities. When you apply on swavlambancard.gov.in, the district medical authority assesses you and issues both an online disability certificate and a UDID card. The Rights of Persons with Disabilities (RPwD) Act, 2016 recognises 21 types of disability. Most reservations and many schemes need 'benchmark disability', which means at least 40% disability as assessed by the medical board. Applying is free, and you can do it from a phone or a CSC.
Voter ID Correction Online 2026: Form 8 for Name, Age, Photo & Address (Step-by-Step)
A spelling mistake in your name, a wrong age or an old photo on the voter ID card can create trouble when you use it as identity proof or at the polling booth. The Election Commission lets you fix all of this online, for free, using Form 8 on the Voters' Service Portal (voters.eci.gov.in) or the Voter Helpline app. The same Form 8 is also used when you shift your home, need a replacement card, or want to be marked as a person with disability. After a Booth Level Officer (BLO) verifies the change, the Electoral Registration Officer (ERO) approves it and a corrected EPIC card is sent to you. You can also download the e-EPIC.
Marriage Certificate Online Apply 2026: Documents, Witnesses, Fees & Step-by-Step Process
A marriage certificate is the official proof that your marriage is registered with the government. You need it for a passport in the spouse's name, a spouse visa, bank and insurance nominee claims, changing the wife's surname in documents, and many state schemes for married women. In 2006 the Supreme Court (Seema v. Ashwani Kumar) directed that marriages of all citizens should be registered, and most states have made rules for it. Today most states let you fill the form online on their registration or e-district portal, book a date, and then visit the registrar once with your witnesses for verification and signature.
Domicile Certificate Online Apply 2026: Documents, Steps and Status (All States)
A domicile or residence certificate (niwas praman patra) proves that you normally live in a particular state. It is issued by the state revenue department — usually the tehsildar or SDM — and is needed for state-quota admissions, state government jobs, scholarships and many welfare schemes. You apply on your state's e-district portal or at a CSC, and download the digitally signed certificate once it is approved.
EWS Certificate Online Apply 2026: ₹8 Lakh Income Rule, Property Limits, Documents and Steps
The EWS (Economically Weaker Section) certificate lets general-category candidates who are not covered by SC, ST or OBC reservation claim the 10% EWS quota in central and many state jobs and admissions. For central purposes the main tests are family income below ₹8 lakh a year and limits on land and house property. You apply to your state revenue authority through the e-district portal or a CSC.
Caste Certificate Online Apply 2026: Documents, Steps, Fees and Status (All States)
A caste certificate (jati praman patra) is issued by your state government — usually the tehsildar or SDM — not by the Centre. You apply on your state's e-district portal or at a CSC, upload proof of caste and residence, and download the signed certificate once approved. This guide gives the common steps for every state, the main state portals, and the mistakes that most often get applications rejected.
Income Certificate Online Apply 2026: Documents, Validity, Fees and Download
An income certificate (aay praman patra) is a state government document that states your family's annual income. Scholarships, old-age and widow pensions, fee waivers, EWS benefits and many state schemes ask for it. You apply on your state's e-district portal or at a CSC with an income declaration and supporting proof; after the revenue office checks it, you download the signed certificate. This guide explains the steps, what 'family income' usually means, and how long the certificate is accepted.
PM Awas Gramin List Rajasthan 2026: Check Your Name Gram Panchayat-Wise
Families in Rajasthan's villages can see the PMAY-G beneficiary list of their gram panchayat on the central AwaasSoft report in two to three minutes, without a login. The usual trouble is choosing the right panchayat samiti (block) and the right financial year. This guide walks through both, with a worked example and what to do if your name is missing.
PM Awas Gramin List Maharashtra 2026 (Gharkul Yadi): Check Your Name Village-Wise
In Maharashtra the PMAY-G list is popularly called the 'gharkul yadi'. The central scheme's list for every gram panchayat is on the national AwaasSoft report and can be checked free, without a login. This guide shows the exact steps, explains how PMAY-G differs from Maharashtra's own gharkul schemes, and what to do if your name is missing.
PM Awas Gramin Amount 2026: How Much Money You Get and in Which Instalment
Under PM Awas Yojana–Gramin, the house assistance is ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly states, difficult areas and IAP districts. On top of this, the family can get 90–95 days of unskilled wages under MGNREGA and ₹12,000 for a toilet through SBM-G, MGNREGA or another dedicated source. The money comes in instalments that are released only after each construction stage is geo-tagged and verified.
MGNREGA Payment Status 2026: Check Job Card Wages, Muster Roll and Delays
Every MGNREGA job card has a public record of work days and wage payments on nrega.nic.in. You can open your panchayat's report, click your job card, and see each muster roll, the days worked and whether the wage was credited. By law, wages should be paid within 15 days of the muster roll closing; for later payments workers are entitled to delay compensation.
Voter List Name Search 2026: Find Your Name, Download e-EPIC and Fix Errors
You can check whether your name is in the electoral roll on electoralsearch.eci.gov.in in three ways — by EPIC (voter ID) number, by personal details, or by registered mobile number. New voters apply with Form 6, corrections and address shifts use Form 8, and an e-EPIC can be downloaded from voters.eci.gov.in if your mobile number is linked. Everything is free.
Aadhaar Update Online 2026: Address, Name, DOB — What You Can Do Online and Limits
On myaadhaar.uidai.gov.in you can update your address and upload identity/address documents yourself using OTP on your registered mobile. Changes to name, gender, date of birth and mobile number, and all biometric updates, need a visit to an Aadhaar Seva Kendra or enrolment centre. UIDAI limits name changes to twice and gender and date-of-birth changes to once in a lifetime, so check every spelling before you submit.
Birth Certificate Online 2026: CRS Registration, 21-Day Rule and Delayed Cases
Every birth in India must be registered with the local Registrar under the Registration of Births and Deaths Act, 1969. Registration within 21 days is free. For hospital births the institution reports the birth; for home births the family reports it. Since the 2023 amendment, for births registered on or after 1 October 2023, the birth certificate serves as a single document to prove date and place of birth for admissions, Aadhaar, voter registration and government jobs.
PMAY-G Name Rejected or Cut in 2026? Real Reasons and What to Do Next
A missing or rejected PMAY-G name usually has one of four causes: an exclusion criterion was found during verification, the Gram Sabha did not approve the name, the record sits in a different year or panchayat, or the data has a mismatch. Identify which one before you visit any office.
PM Awas Gramin Complaint 2026: How to File Online on CPGRAMS and Get a Reply
A PMAY-G complaint works best in order: written application at the block, then the district, then an online complaint on CPGRAMS (pgportal.gov.in). Each step should leave you with a received copy or a registration number you can track.
PMAY-G Registration Number Search 2026: Find It From the Village List
You do not need an agent to recover a PMAY-G registration number. Open the official Social Audit report, select your panchayat and year, and copy the number printed beside the beneficiary's name.
PMAY-G FTO & PFMS Status 2026: Why Your Housing Payment Is Stuck
“Payment pending” is not one problem. A missing geo-tag, unsigned FTO, PFMS return and bank rejection happen at different desks. First identify the exact stage, then take the right proof to the right office.
PMAY-G Geo-Tag Photo 2026: How AwaasApp Unlocks the Next Instalment
The next PMAY-G instalment depends on verified progress, not just a normal gallery photo. AwaasApp records the house at the site with location and time, then the block verifies that stage in AwaasSoft.
PM Awas MIS Report 2026: Which AwaasSoft Report Shows Your Village List
Most people open report.pmayg.dord.gov.in, see 60+ report links and give up. You only need three: one for the village name list, one for a single house, and one for payments. This guide tells you which is which.
PMAY-G Installment Status 2026: Check Your Kist With Registration Number
The portal tells you more than "paid" or "not paid". It shows which stage was geo-tagged, whether the FTO was signed, and whether the bank rejected the transfer — and each of these has a different fix.
Awaas Plus 2024 Survey: New Eligibility Rules, Self-Survey and Status Check
The 2024 rules quietly made many families eligible who were rejected earlier. If you were told 'you have a bike, so no house', that reason no longer applies. Here are the exact rules from the Ministry, in plain language.
PMAY-G Waiting List 2026: How to Find Your Number in the Permanent Wait List
Houses are sanctioned in the order of the Permanent Wait List, not by who visits the block office most. Your priority number — not a middleman — decides when your turn comes.
PM Awas Gramin List Bihar 2026: Check Your Name Panchayat-Wise
Bihar families can check the PMAY-G list for their panchayat in about two minutes on the central portal. The tricky part is picking the right block and year — this guide shows how, with Bihar-specific tips.
MGNREGA Job Card List 2026: Check Your Name on nrega.nic.in (Village-Wise)
The MGNREGA portal publishes the village-wise job card list for every panchayat. Select your state, district, block and panchayat to see the full list and your job card number — no login needed.
Ration Card List 2026: Check Your Name Village-Wise in 2 Minutes (All States)
The NFSA portal lets you view the state-wise, district-wise and village-wise ration card beneficiary list. Select your state, district and fair price shop to see every registered family — no login needed.
PM Kisan List 2026 Village-Wise: Is Your Name There? Check in 2 Minutes
The PM-Kisan portal publishes the village-wise beneficiary list. You can check your name in under two minutes by selecting your state, district, sub-district, block and village — no login needed.
Ayushman Card List 2026: Check Your Family's Name on bis.pmjay.gov.in
The PM-JAY Beneficiary Identification System lets you search your family's name with just your mobile number and OTP. If your name appears, the ₹5 lakh Ayushman card is made free at empaneled hospitals and CSCs.
PMAY Urban Beneficiary List: Check Application Status & Missing Name
Checking a PMAY Urban list starts with your application receipt: is it a legacy PMAY-U assessment or a PMAY-U 2.0 application? Use the matching official service and your reference number. There is no verified single nationwide 2026 list or guaranteed public name-only search for every 2.0 applicant.
PM Fasal Bima Claim Status: Official Application & Payment Checks
The PMFBY portal lets farmers check application status and claim payments with their application number or Aadhaar. If your crop was insured through the bank or CSC, your name and claim status are visible online.
EPFO Employees' Enrolment Campaign 2026: 31 October Deadline, Eligibility & Process
The Employees' Enrolment Campaign is a one-time compliance window for employers to disclose eligible workers who were left out of EPF coverage. It is not a cash-benefit application for workers and must be completed by the employer.
Labour Welfare Scholarship 2026: Apply on NSP by 31 October for Up to ₹25,000
The Labour Welfare Organisation supports eligible children of specified workers through NSP. The live opportunity is the Post-Matric 2026-27 application; the separate Pre-Matric deadline has already passed.
PM Kisan Maandhan Yojana 2026: ₹3,000 Pension, Eligibility & ₹55–₹200 Contribution
PM-KMY is a voluntary contributory pension for eligible small and marginal farmers. The farmer and Central Government make equal contributions; the minimum assured pension starts at age 60 after regular payments.
8th Pay Commission Mumbai Visit: Appointment Request by 10 October 2026
The 8th Central Pay Commission has announced a Mumbai consultation visit on 22–23 October 2026. Stakeholder organisations seeking an appointment must follow the official notice and send their request by 10 October.
EPFO ₹25,000 Wage Limit from 17 September 2026: Does Your New Job Get PF?
If your joining wage is above ₹15,000 but no more than ₹25,000, the old EPFO entry limit may have kept you outside automatic coverage. The revised ceiling changes that for employees in covered establishments. It is not a ₹25,000 pension or a salary increase.
PM Mudra Loan Apply Online 2026: Shishu, Kishor, Tarun & ₹20 Lakh Tarun Plus
Pradhan Mantri Mudra Yojana gives collateral-free loans to non-farm small businesses through banks, NBFCs and MFIs. Since the 2024 Budget, a new Tarun Plus category allows up to ₹20 lakh for borrowers who fully repaid an earlier Tarun loan.
Sukanya Samriddhi Yojana 2026: Open Account, Deposit Limits & Maturity Rules
Sukanya Samriddhi Account is a government small-savings scheme for the girl child. It offers one of the highest small-savings interest rates, tax benefits under Section 80C and tax-free maturity.
PM SVANidhi Loan 2026: ₹15,000, ₹25,000, ₹50,000 for Street Vendors & How to Apply
PM SVANidhi helps urban street vendors get small working-capital loans without guarantee. Timely repayment unlocks a bigger next loan, an interest subsidy and cashback on digital payments.
ABHA Card 2026: Create Online, Download PDF & How It Differs From Ayushman Card
ABHA (Ayushman Bharat Health Account) is a free 14-digit digital health ID. It lets you store and share your health records with hospitals and labs — but it does not give free treatment by itself.
Stand-Up India Loan 2026: ₹10 Lakh to ₹1 Crore for Women & SC/ST Entrepreneurs
Stand-Up India helps women and SC/ST entrepreneurs start a new (greenfield) enterprise with a composite bank loan between ₹10 lakh and ₹1 crore, covering both machinery and working capital.
PM Kisan 23rd Installment Credited: Status Check and What Comes Next
The 23rd installment of PM-KISAN was released on 20 June 2026 from Tarakeswar, West Bengal. If your ₹2,000 has not arrived, this guide shows how to check status, the common reasons payments stop, and what to expect next.
Ayushman Card eKYC Online 2026: Complete It in 5 Minutes
Without eKYC your Ayushman card cannot be generated or downloaded. This guide explains the free, official ways to complete eKYC in 2026 — from home or at a CSC — and how to fix common failures.
PM Awas Yojana Gramin List 2026: Check Your Name on the New Portal
Old pmayg.nic.in links no longer open — the PMAY-G list now lives at pmayg.dord.gov.in. This guide shows the exact report to open, how to find your name without a registration number, and what to do if it is missing.
PM Surya Ghar Subsidy Status 2026: Track Your ₹30,000–₹78,000
Your rooftop solar subsidy moves through fixed stages on the national portal. This guide explains each stage, the official 15-day processing window after redemption, and why payments get held.
PM Jan Dhan Yojana 2026: Free Zero-Balance Account with ₹2 Lakh Insurance
PMJDY completed 12 years in August 2026 with 59+ crore accounts. If you or a family member still has no bank account, here is what the scheme gives and how to open one free.
LPG Aadhaar e-KYC by 1 October 2026: 3 Official Ways
A deadline-focused guide for domestic LPG consumers: who needs biometric Aadhaar authentication, how to finish it without an agent, and what changes from 1 October.
Ladki Bahin e-KYC 2026: Official Link, Steps & Status Fixes
This task guide is for existing Ladki Bahin applicants who need to complete e-KYC or understand why verification and payment remain pending.
Ration Card e-KYC 2026: Status, Mera Ration 2.0 & State Rules
A fact-checked guide that separates national NFSA services from state e-KYC drives and explains what can—and cannot—be completed online.
PM Matru Vandana Yojana 2026: ₹5,000/₹6,000 Eligibility
A source-led maternity benefit guide covering who qualifies, the two benefit amounts, health milestones, required records and where to seek help.
NSP OTR 2026–27: Registration, e-KYC & Scholarship Status
A screen-order guide for students who need an OTR number, want to avoid a rejected application, or cannot tell where verification is pending.
CM Kisan Odisha Status Check 2026: Payment Not Received? Eligibility & Fixes
A source-led guide for Odisha farmers to understand CM-KISAN coverage, verify records and safely resolve a pending status.
PM Kisan Installment Not Received? e-KYC, Land Seeding & Status Check Explained
Most PM Kisan payments fail because of pending e-KYC, unverified land records, a name mismatch or an unlinked bank account — not because the farmer is ineligible. Here is how to find the exact reason and fix it.
NPS Vatsalya Eligibility — Pension Account for Your Child, Explained Simply
NPS Vatsalya lets a parent or guardian open a pension account for a child under 18. Small yearly contributions compound for decades and the account converts to a regular NPS account at adulthood.
Bima Sakhi Yojana Eligibility — Stipend, Age Limit and How Women Can Apply
Bima Sakhi Yojana turns women into trained insurance agents in their own area, paying a monthly stipend for three years while they build a commission income.
IBPS Clerk 2026 Eligibility — Age Limit, Qualification and Exam Pattern
IBPS Clerk recruits customer service associates for public sector banks. The core requirements are graduation, age between 20 and 28, and proficiency in the state's local language.
PM YASASVI Scholarship Eligibility — Class 9 & 11 Students of OBC, EBC and DNT Families
PM YASASVI supports school students from OBC, Economically Backward Class and Denotified Tribe families with a top-class scholarship for class 9 and class 11 studies.
Ayushman Vay Vandana Card Eligibility — Free ₹5 Lakh Cover for 70+ Seniors
Every Indian aged 70 and above qualifies for a ₹5 lakh family health cover under Ayushman Bharat PM-JAY, regardless of income. Here is the exact eligibility, document list and application path.
PM Vidyalaxmi Scheme Eligibility — Collateral-Free Education Loan Guide
A merit-based central scheme that gives students of top-ranked institutions a collateral-free, guarantor-free education loan, with interest subvention for families below the income threshold.
Unified Pension Scheme (UPS) Eligibility — Who Gets Assured Pension
UPS gives central government employees an assured pension linked to their last drawn pay instead of pure market returns. Here is who qualifies, what the service conditions are, and how the payout is worked out.
RRB NTPC Eligibility — Age, Qualification and Post-Wise Rules
A clear breakdown of RRB NTPC eligibility — which posts need a degree, which accept class 12, the age windows with relaxation, and the stage-wise selection process.
Lakhpati Didi Yojana Eligibility — SHG Women's ₹1 Lakh Income Mission
A mission to help rural women in self-help groups earn at least ₹1 lakh a year through skill training, interest-free group loans and enterprise support. Here is who qualifies and how to join.
SSC CGL 2026 Eligibility — Age, Qualification & Attempts
Full eligibility rules for SSC CGL 2026 — age, degree, attempts, and category-wise relaxation.
Army Agniveer 2026 Eligibility: Age, Height, Education & CEE
Indian Army Agniveer (Agnipath) 2026 — eligibility for all categories: General Duty, Technical, Clerk, Tradesman.
SC/ST Scholarship 2026 — State & Central Schemes
All SC and ST scholarships available in 2026 — central schemes plus major state schemes for students.
PM Mudra Loan 2026 — Eligibility, Shishu/Kishor/Tarun & How to Apply
Collateral-free business loans up to ₹20 lakh under PM Mudra Yojana — full eligibility and application.
Majhi Ladki Bahin Yojana 2026 Eligibility — ₹1,500 Monthly for Women
Complete 2026 eligibility, documents and application process for Maharashtra's Majhi Ladki Bahin Yojana ₹1,500 monthly assistance.
PM Vishwakarma Apply Online 2026: Last Date, Eligibility, ₹3 Lakh Loan
Who qualifies under PM Vishwakarma in 2026, the 18 eligible trades, documents needed and how the three-stage registration works.
PM Surya Ghar Muft Bijli Yojana 2026 Eligibility & Subsidy Guide
Everything needed to qualify for free rooftop solar subsidy under PM Surya Ghar in 2026, including roof conditions, subsidy slabs and the national portal flow.
PM Internship Scheme 2026 Eligibility — Stipend, Rules & Apply
Who can apply for the PM Internship Scheme in 2026, which qualifications are excluded, and how the portal matching and selection works.
Kisan Credit Card 2026 Eligibility — Limit, Interest & Apply
KCC eligibility in 2026 for crop, animal husbandry and fisheries borrowers, with limits, interest benefits, documents and the application route.
e-Shram Card 2026 Eligibility — Who Can Register & Benefits
Eligibility, benefits, documents and registration process for the e-Shram card in 2026, plus the common reasons registrations get rejected.