PM Kisan Maandhan Yojana 2026: ₹3,000 Pension, Eligibility & ₹55–₹200 Contribution
PM-KMY is a voluntary contributory pension for eligible small and marginal farmers. The farmer and Central Government make equal contributions; the minimum assured pension starts at age 60 after regular payments.
Benefits and contribution range are from the September 2026 PIB review. Land and exclusion records are checked during enrolment, so being a PM-KISAN beneficiary alone does not guarantee PM-KMY acceptance.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →At a glance
- Entry age
- 18–40 years
- Farmer contribution
- ₹55–₹200 monthly by joining age
- Government share
- Equal matching contribution
- Pension from 60
- ₹3,000 per month
What is it?
Pradhan Mantri Kisan Maandhan Yojana was launched in September 2019 to provide old-age security to eligible small and marginal farmers. The subscriber contributes until age 60, and the Central Government contributes the same amount. LIC manages the pension fund.
Benefits
After age 60, an eligible subscriber receives a minimum assured ₹3,000 monthly pension. If the pensioner dies, the spouse can receive 50% as family pension subject to scheme rules. Before maturity, spouse continuation or exit provisions apply in specified cases.
Eligibility criteria
- ✓Small and marginal farmer aged 18 to 40 at entry
- ✓Eligible landholding recorded in the relevant State/UT land records
- ✓Must not fall under the scheme's higher economic-status exclusions
- ✓Must not be covered by disqualifying statutory social-security/pension categories listed in current guidelines
Documents required
- ✓Aadhaar card and Aadhaar-linked mobile
- ✓Savings bank account/passbook and IFSC for auto-debit
- ✓Land record or farmer details required for eligibility validation
- ✓PM-KISAN registration details, if choosing contribution from PM-KISAN benefits
How to apply — step by step
- Check the current eligibility and exclusions on maandhan.in or at a CSC
- Visit a Common Service Centre with Aadhaar and bank passbook, or use available self-enrolment
- Confirm personal, land and nominee/spouse details
- Authorise monthly auto-debit for the contribution fixed by your entry age
- Collect the pension card/acknowledgement and maintain sufficient bank balance
Important dates
PM-KMY is an ongoing scheme; no universal closing date is announced. Eligibility is based on your age on the joining date, so a person who has crossed 40 cannot newly enrol.
Common mistakes to avoid
- ✓Confusing PM-KMY pension with PM-KISAN income-support instalments
- ✓Assuming ₹55 applies at every age; contribution rises with joining age
- ✓Ignoring exclusion checks because the person receives PM-KISAN
- ✓Paying an agent for guaranteed approval instead of using CSC/Maandhan
Frequently asked questions
How much pension does PM-KMY give?
The scheme provides a minimum assured pension of ₹3,000 per month after age 60, subject to regular contribution and scheme rules.
How much do I contribute?
The farmer contribution is ₹55–₹200 per month depending on entry age, matched equally by the Central Government.
Can every PM-KISAN farmer join?
No. PM-KMY has its own age, landholding and exclusion tests.
Where should I enrol?
Use the official Maandhan portal or an authorised Common Service Centre.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →