Ayushman Card eKYC Online 2026: Complete It in 5 Minutes
Without eKYC your Ayushman card cannot be generated or downloaded. This guide explains the free, official ways to complete eKYC in 2026 — from home or at a CSC — and how to fix common failures.
Checked on 25 September 2026 against the National Health Authority beneficiary portal and the official Ayushman app listing.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →At a glance
- Cover
- ₹5 lakh per family per year
- eKYC cost
- Free on official portal/app
- Methods
- Aadhaar OTP, face auth, CSC biometric
- Portal
- beneficiary.nha.gov.in
What is it?
eKYC is the digital identity check that links your Aadhaar to your PM-JAY beneficiary record. Until eKYC is done, your Ayushman card stays 'pending' and cannot be downloaded or used at empanelled hospitals. The verification exists because the card carries real financial value — ₹5 lakh of cashless treatment per family per year — so the system must confirm the genuine beneficiary.
Benefits
Once eKYC is complete, you can download the Ayushman card instantly, add family members, and get cashless secondary and tertiary treatment at any empanelled public or private hospital across India. The card works across states, which matters for migrant families.
Eligibility criteria
- ✓Your name appears in the PM-JAY beneficiary database (SECC-based or state scheme merged lists)
- ✓Aadhaar number of the family member whose eKYC is being done
- ✓Access to the Aadhaar-linked mobile for OTP, or a working camera for face authentication
- ✓For CSC biometric: the beneficiary must be physically present
Documents required
- ✓Aadhaar card of each family member being verified
- ✓Mobile number linked with Aadhaar (for OTP method)
- ✓Ration card or family ID (helpful for searching family records)
- ✓Registered mobile for portal login
How to apply — step by step
- Open beneficiary.nha.gov.in and choose 'Login as Beneficiary', or install the official Ayushman app by NHA
- Verify your mobile number with OTP
- Select scheme PMJAY, your state, district, and search by Aadhaar number
- Click the eKYC button next to your name in the family list
- Authenticate via Aadhaar OTP, face authentication, or visit a CSC for fingerprint/iris
- Capture the live photo and submit; download the card once status shows approved
Important dates
There is no single national deadline for Ayushman eKYC, but a card without eKYC cannot be generated — so complete it before you actually need hospitalisation. Hospital desk eKYC during an emergency admission is possible but slower.
Common mistakes to avoid
- ✓Paying cyber-cafe agents ₹100–500 for something that is free on the official portal
- ✓Trying OTP eKYC when the Aadhaar-linked mobile is inactive — use face auth or CSC instead
- ✓Installing lookalike apps; the official app is 'Ayushman' by National Health Authority
- ✓Doing eKYC for only one member and assuming the whole family is covered — each member needs verification
Frequently asked questions
Is Ayushman card eKYC free?
Yes, on the official portal and Ayushman app. CSCs may charge a small government-notified service fee for biometric assistance, but the eKYC itself is free.
My Aadhaar mobile number is not active. How do I do eKYC?
Use face authentication on the Ayushman app, or visit a CSC for fingerprint/iris biometric eKYC.
Does every family member need separate eKYC?
Yes. Each member's Aadhaar must be verified individually for their name to appear on the family card.
How much treatment cover does the card give?
₹5 lakh per family per year for cashless secondary and tertiary hospitalisation at empanelled hospitals.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →