Trust

Editorial policy

Last updated 6 October 2026

Who writes

Guides are written and reviewed by Umang Pandey, the founder. Each article shows its author, publish date and last review date.

Choosing topics

We write when readers repeatedly ask a practical question — for example how to find a name in a beneficiary list. We publish at most two new guides a day and prefer updating an existing guide over creating a near-duplicate.

Fact-checking

Eligibility rules, amounts and steps are checked on the ministry, department or PIB page linked in the guide. If a date or amount is not officially published, we say so instead of guessing.

Use of AI

AI helps with drafting translations and the eligibility checker. Every published fact is checked by a person against the official source, and images are original illustrations, not photos of real beneficiaries.

Independence

This is not a government website. We never charge for applications, never ask for Aadhaar OTP, and ads never influence which scheme we recommend.

Maintenance

Older guides are reviewed regularly. Short guides that have not yet been expanded are kept out of search engines until they meet our quality bar.

Corrections

Found an error? Email thepoints360@gmail.com with the page link. We re-check the primary source and update the review date.

About the author