PM Surya Ghar Muft Bijli Yojana 2026 Eligibility & Subsidy Guide
Everything needed to qualify for free rooftop solar subsidy under PM Surya Ghar in 2026, including roof conditions, subsidy slabs and the national portal flow.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →What is it?
PM Surya Ghar Muft Bijli Yojana is a central rooftop solar scheme for residential households. The government pays a direct subsidy on the installed solar system, and the household then generates its own electricity, cutting or removing the monthly bill. Surplus units exported to the grid are adjusted through net metering.
Benefits
Central financial assistance credited directly to the applicant's bank account, sharply reduced or zero monthly electricity bills, net-metering credit for exported units, collateral-free low-interest loan options through participating banks, and a system life of about 25 years with minimal maintenance.
Eligibility criteria
- ✓Applicant must be an Indian citizen owning a residential house
- ✓The house must have a roof strong and shadow-free enough to install panels
- ✓A valid electricity connection in the applicant's name is required
- ✓The household must not have already claimed a central solar subsidy for the same premises
- ✓Only residential consumers qualify; commercial and industrial connections are excluded
- ✓Housing societies and resident welfare associations can apply for common-area systems under a separate category
- ✓Installation must be done by a DISCOM-registered empanelled vendor
Documents required
- ✓Aadhaar card of the applicant
- ✓Latest electricity bill for the premises
- ✓Proof of ownership of the house or roof rights
- ✓Bank passbook or cancelled cheque for subsidy credit
- ✓Recent photograph of the roof area where panels will be installed
- ✓Mobile number linked with Aadhaar for OTP verification
How to apply — step by step
- Register on the national PM Surya Ghar portal with state, DISCOM, consumer number and mobile
- Log in and submit the rooftop solar application with the desired system capacity
- Wait for feasibility approval from the DISCOM
- Choose an empanelled vendor from the portal list and get the system installed
- Submit installation details and apply for net metering
- DISCOM inspects and issues the commissioning certificate
- Upload the certificate and bank details on the portal; subsidy is credited within a few weeks
Important dates
The scheme runs continuously with no annual last date, but subsidy is released in the order applications are commissioned, and vendor and inspection slots move in queues. Net-metering approval timelines vary by DISCOM, so applying early in a quarter usually means faster commissioning.
Common mistakes to avoid
- ✓Installing a system before feasibility approval, which makes the subsidy claim invalid
- ✓Hiring a non-empanelled vendor to save cost and then losing the entire subsidy
- ✓Applying with an electricity connection in a relative's name
- ✓Choosing a capacity far larger than sanctioned load, leading to rejection at inspection
- ✓Skipping net metering, so surplus units generate no credit
Frequently asked questions
Who can apply for PM Surya Ghar Muft Bijli Yojana?
Any Indian residential electricity consumer who owns the house and has a shadow-free roof, and has not already taken a central solar subsidy for the same premises.
How is the subsidy paid?
As a direct bank transfer to the applicant's account after installation, inspection and commissioning are verified through the portal.
Is a loan available for the remaining cost?
Yes. Participating banks offer collateral-free low-interest loans for residential rooftop solar, which can be applied for through the same portal.
Can tenants apply?
No. The applicant must own the house or hold documented rights to the roof.
What happens to extra electricity generated?
Surplus units are exported to the grid and credited against your consumption through net metering, reducing future bills.
Answer 5–7 simple questions and get your eligibility score in 2 minutes.
Check eligibility now →